I mentioned in the last blog post that we had big changes coming soon. At the end of October, we purchased a one bedroom “co-op” apartment in Avalon, PA. I would call it a condo but it is a co-op which is slightly different. We own a share of the building instead of a deed to a specific condo. We weren’t sure of the difference at first and have learned that the biggest benefit is that taxes are included in our HOA fee. So we don’t pay taxes separately since the building is taxed as the entire building. The HOA fee also includes gas and water. The furnace, air conditioner and water heater is all maintained by the building - another big benefit.